Tuesday, December 29, 2009

Do You Have An Emergency Financial Need?

Are you facing a financial emergency?

There is one organization that has helped more than 80 individuals/families in need of financial assistance. In 2009 one of the organization's funding programs - which provide emergency funding assistance has given out nearly 300 percent more in assistance than it did in all of 2008.

The purpose of this grant program is to help individuals and families who have chronic financial challenges.

People who qualify for assistance from this fund include those who have lost their jobs, have been out of work for months and months and have exhausted all their savings and resources. According to a spokesperson, "If they fit the criteria, they are able to access this fund for months at a time.”

This grant program was created as a way to help people who don’t qualify for one of the organization's other grant programs.

This funding program has been around for the last 20 years!

The grant program only makes one-time, emergency disbursements. Last year, 32 individuals or families received financial assistance through this funding program. So far over 75 individuals and/or families have received $75,000 in 2009!

This funding program is good for people who tend to struggle with something every year.

Since some of these funding programs are both relatively new, not many people know about them!

What's more the organization itself receives grant money itself to help fund their own grant programs!

One of the organizations funding programs is intended to help with large, one-time emergencies. It was established in a few years ago through the generosity of an anonymous donor. Grants have helped a couple with funeral expenses. Another time it helped a man repair his home after a fire. He had let his home owner’s insurance lapse.

The first step in obtaining assistance is leaving a message on the organization's helpline. The message will usually be returned by a caseworker within 24 hours. A spokesperson for the funding program said the initial phone call between the organization and the applicant takes between five and 10 minutes. Once the exact problem has been determined, the applicant is matched with a social worker, who meets with the client to make a fuller assessment of the situation. Thereafter, the social worker presents the case to the case-management team to decide whether the applicant qualifies for funds. Each application is evaluated on an individual basis. There are clear guidelines, but no set formula to receive assistance.

If somebody needs financial assistance then we make sure they are taking advantage of other government programs. We have a whole checklist of programs to make sure that they are taking advantage of all the things they can” says the program's spokesperson. Applicants who need emergency funds may also qualify for other programs that the organization has to offer.

It is recommended that applicants apply as early as possible because the number of people seeking assistance has increased so much over the past year and because of that it can now take several weeks to actually receive assistance.

In 2008, 40 people, on average, called the organization for assistance each month. Last year more than 200 people called for help. While not all of these phone calls are for emergency needs, this shows that there has been a marked increase in the need for all of our services, including emergency financial assistanceemergency assistance.

According to the program's spokesperson, “If somebody comes to us and says ‘I’m being evicted tomorrow it’s very hard to help. If someone comes in and says ‘I’m being evicted in three weeks,’ we can help”.

A Children's Foundation is accepting grant applications for families who have children with critical health care treatment, services, or equipment not covered or not fully covered by their parents' health benefit plans.

There is NO deadline date to apply for this program.

To get an application for this program, just click here.

This same organization is also accepting grant applications for families who need help paying for their child’s health care services such as speech therapy, physical therapy, occupational therapy sessions, prescriptions, and medical equipment such as wheel chairs, orthotics, and eyeglasses.

Here is a reply to a post from someone who was asking about grant programs to help start a business.

As a person that does grant research for a living I can tell you that the sites that you are talking about are "third-party" sites where you are paying them for the work that they did to find the information. There is nothing wrong with that BUT if you have your doubts about them then just do a check of them and their business - especially with the BBB to see if there are any complaints about them.

If you are a minority then there are grant programs that are available to help you start a business of your own. One grant program in particular offers a $20,000 grant award to successful applicants who want to start a business of their own. In order to apply you are going to have to submit a business plan to show that you are serious about what it is that you want to do.

Also I have seen grant programs that quite are amazing! One rich individual is offering to fund a person who wants to start a business of their own but their business idea must be viable!

I should also tell you that 90% of the information that I have found about grant programs has been online which means that a lot of these programs have websites. If you go directly to the grant program's website then you don't have to pay a thing because you have found the information yourself and didn't have to hire a grant writer to find the information for you.

Artists Are Using Their Grant Money To Pay For Various Things!

I mentioned before about the interest in finding grant programs to help pay off credit card bills and I have mentioned that while I haven't specifically found any grant programs that help pay credit card debt, I have found grant programs where you can use the grant money to pay for whatever you want and here is such an example of that kind of grant program:

Recipients of one particular artists grants have gotten creative with how they are spending their grant money!

The nonprofit organization will be giving its annual unrestrictive grants to artists in many different disciplines.

Usually the winners of these artist grants use their grant money for their work. But since there are no strings are attached to these $50,000 grant awards some artists use part of their newfound wealth to travel, pay off their mortgage, buy life insurance, get new glasses or have their teeth fixed. Others become philanthropists, pitching in on colleagues' projects.

Here is what one past grant recipient has said regarding this grant program for artists. "That's the beauty of the grants", says the artist, a maker of massive, abstract collages who was tapped in the first round, in 2006, and has become actively engaged as a board member. "When you get the call, you think, 'Wow, somebody is going to give me money to continue to do what I do. They are not going to ask me to do anything. They are just going to invest in it.' That level of trust, he says, is a validation of past accomplishments and a vote of confidence in the artist's future."

The nonprofit organization chooses over 25 annually from the fields of architecture and design, crafts and traditional arts, dance, literature, media, music, theater and visual arts. Grant awards presented this year will total $10 million and will have been given to 213 individuals, partnerships and collectives who live and work all across the country!

Applicants must be at least 21 years old and citizens or legal residents of the U.S.

About 400 nominees are invited to apply for the grants.

Past grant recipients include:

  • architect
  • novelist
  • singer/songwriter

  • filmmaker
  • ceramist
  • dancer
  • puppeteer
  • photographer

However this grant program for artists is far from the only organization to put large amounts of money in artists' hands! There is a museum that has its own $50,000 program and a foundation just announced its $100,000 grant program for artists! But many programs offering large cash awards fund specific projects or honor one artist every year or two. With a mission of "supporting America's finest artists working across diverse disciplines" and a practice of doling out 50 unrestricted grants annually, this grant program has created an unusually broad niche for itself.

This grant program was started as a response to the demise of a nationally known grant program for artists. Concerned that artists would be forced to leave the field, leaders of several institutions approached large foundations with a message about the need to help artists.

Despite the commercial success of many artists a study determined that significant numbers of their peers needed employment, health insurance, places to live and work, materials and equipment and access to professional development and support systems.

For more information about this grant program, just click here.

Wednesday, December 23, 2009

Do You Need Help To Provide Christmas Presents For Your Children?

Did you know that there is an organization that helps to provide Christmas presents for children?

Every December volunteers look through Christmas letters from children and send them one or more gifts so that they will be able to enjoy their Christmas a little bit more.

For instance one volunteer took home thirty letters and spent a little over $30 on presents for each child -- about $1,000. The volunteer has said that she wished that she could have chosen more. “I feel so terrible,” she said. “All these kids who aren’t going to get anything for Christmas. It’s so tragic.” One child simply asked for one Christmas present that he could share with his brothers and sisters.

According to records this organization was started over 50 years ago. As the number of letters grew, the public was asked to help. This year the total number of letters will almost certainly be more than 150,000, and could approach 200,000.

Most of the letters have been from the United States but many come from other parts of the country and from other nations. Some teachers have even started class projects in the hopes that a few of their students will get gifts they would not otherwise receive.

It doesn’t matter where the letters come from, or why. Workers volunteering before or after their own shifts put out the letters, and keep track of which children will be getting gifts so that there are no repeats. The volunteers also take the time to send letters to people in other parts of the country, from Florida to California who want to participate but can’t get in to choose the letters.

Most of the letters are from very needy children,” said one spokesperson. But not all. I found several from wealthy suburbs, including one that was typed and printed on what appeared to be a better computer system than the one I used. This kid had a list of 28 gifts, including all sorts of electronic games, that I guessed would add up to more than $4,000. “See you in the mall!” his letter concluded.

A spokesperson cautioned against assuming that a child wasn’t deserving just because he or she asked for something beyond the bare necessities. “Even if a girl wants a Barbie doll and a boy wants a computer game, they may still need a coat and shoes,” he said. “These are kids, and even poor kids want stuff like that.” Many of the letters are cute. Many are heartbreaking. “There was one a couple of years ago,” the spokesperson. “It was from a seven-year-old boy. He and his infant sister and his mom were homeless. But he said he didn’t need anything, he could take care of himself. He just wondered if Santa could send some Pampers and maybe a blanket for his baby sister.” One kid included a picture of a Rolex watch he had cut out of a magazine advertisement. Another asked for a computer, and helpfully provided the brand name and specifications for speed, memory, etc. Another asked for a Boston Whaler fishing boat, and said he was writing early so that Santa could stock up on fiberglass in his workshop. Many kids included suggested retail prices. Some gave tips on where their gifts could be purchased on sale. One boy wrote a mini-biography, and then, “I’d like something for Christmas.” Anything was fine, he said, because he “didn’t get nothing” last year. One girl asked for “pencils for school,” and said it was important because she wanted to be a secretary when she grows up. One child asked for a new bed, another for snow boots. Many children requested gifts for their brothers and sisters. One girl wanted something for an aunt whose house had burned down. Another boy asked for something for his two-year-old sister. One girl said her mom couldn't pay the electric bill and asked for winter clothes.

Some of the letters were from parents who know about the organization and hoped that someone will pluck out their letters. One mother wrote that she was “blessed” to have her son, but could not afford to buy him anything this year. Another woman who lost her job because she couldn’t find anyone to babysit, asked for clothing, “even used” clothing, for her three daughters “so the other kids could stop making fun of the way they dress.

One volunteer had gathered a stack of the letters because he was going to send gifts to some of the kids himself. Some letters he would fax to his mother and sisters, and they could send gifts to those kids. One woman found a letter from a teacher who had a special-education class of 24 kids in one of the poorest sections of a city. Another volunteer ended up taking home four letters -- two written by mothers, and two written by kids. All four of them asked for winter clothing or something for their brothers and sisters.

For more information about this organization and it's program, you can visit their website by clicking here

Monday, December 21, 2009

State Grant Program For For-Profit Businesses

Just to dispel those rumors that there are no grant programs for for-profit businesses.....

State grant funds are available to help manufacturers improve performance, stimulate growth and respond to new challenges as the economy recovers from the recession.

This grants program is targeted to small and mid-size manufacturers with less than 500 employees. Grants of $5,000 to $6,500 pay up to 50 percent of project costs. The remaining project costs are paid by the company.

Eligible projects are:

  • Lean transformation: Up to $5,000 per company is available for projects which include a comprehensive assessment of a company’s operations, identification of key competitive priorities and an action plan to achieve them. This approach hopes to improve performance across all facets of the business enterprise and generates significant financial results.

  • Grants up to $6,500 per company are available for small to mid-sized manufacturers to implement Eureka! Winning Ways, a nationally recognized and proven system that accelerates growth and generates ideas for new products and services.

A significant share of the funding already has been pledged for projects. Grantsare offered on a first-come, first-served basis.

Project completion deadline is

Dec. 31, 2010.

Interested manufacturers can call using either the toll-free phone number or the local phone number.

Teachers Using

Grant Money

To Help Pay

For School Projects

More and more teachers are seeking grants from the educational foundations. For instance in one area the number of teachers who applied for a $1,200 grant is up about 30 percent, from 140 to 180.

Teachers want the money to buy books, microscopes, education software, iPods and other classroom teaching aids that just can not be covered in the regular budget.

One teacher spent about 60 hours last summer writing three grant proposals to start a fish farm and hydroponics garden in her classroom and learned how tough it is to get grants. She got two out of three grants that she applied for. One of the grant awards that she got was for $4,500 which allowed her to bring her classroom lessons to life for her students.

Grant Money Available

For Hurricane Katrina


There is still grant money available for homeowners.

State Offers Hundreds of Millions to Further Strengthen Homes Against Future Storm Damage!

Grant program offering up to $7,500 for Homeowner Applicants to Install Additional Safety Measures!

Thousands of Louisiana homeowners affected by hurricanes Katrina and Rita can now apply for grant funds of up to $7,500 to take small-scale measures to protect their homes from loss in future storms, including installing roof-tie downs and storm shutters.

In the aftermath of the great damage caused by hurricanes Katrina and Rita, preventing future home damage and loss is one of Louisiana's top priorities, which is why grants are being offered to homeowner to help them to pay to install common sense protection like storm shutters.

According to one spokesperson there is already more than $800 Million Dollars available to help residents with their homes. The individual grants of up to $7,500 will help make homes even safer and stronger than they are now.

This grant program is being provided by FEMA. Beginning last month the state mailed forms to more than 100,000 applicants who selected to rebuild or repair their homes, requesting that they opt-in to program by March 10, 2010. Homeowners can also use this form to choose to participate in a program that offers eligible homeowners up to $100,000 to elevate their homes.
Homeowners will work with the program in order to receive funding.

Homeowners who need more information about this program should call this toll free number.

Because of FEMA regulations surrounding how these funds can be used and because these funds are offered as a reimbursement, homeowners should not install or start work on their homes until speaking with a representative from the program and to make sure that their home has been cleared by the program.

Homeowners who already completed repairs that they think are eligible for reimbursement should collect copies of receipts and invoices for the work, which will be necessary to move forward with the program.

The state will base individual grant awards on the type measure a homeowner takes. Because of federal law, the state also must ensure that it is paying homeowners for actual unmet needs and not duplicating a benefit already provided for the same purpose.

What qualifies as an acceptable measure?

Acceptable measures are small scale improvements homeowners can make to their properties to protect their investments in the event of future storms. Some examples of eligible work include:

  • Strengthening doors

  • Protecting windows, including by installing storm shutters

  • Bolting roofs to walls and walls to foundations

  • Elevating electrical panels or air conditioning units

  • Raising washers, dryers, hot water heaters or furnaces

  • Anchoring propane tanks or heating fuel tanks

Official representatives of the grant program can provide homeowners with more detailed information about eligible activities.

DEADLINES - Homeowners must notify the state of their interest in the program by March 10, 2010. To show interest, homeowners must return their forms to the state postmarked by March 10, 2010.

Homeowners who need information can call the program's hotline or contact the program by e-mail. Information is also available online at their website.

Thursday, December 17, 2009

Are There Any Government Grant Programs To Help Pay Off Debt?

Government Grant Programs To Help Pay Off Your Debt

Grant Programs To Help Pay Off Your Credit Card Debt

Are there any government grant programs to help pay off a person's debt? Well I saw an online article that said that there were indeed government grant programs out there to help pay off a person's debt - including help to pay off one's credit card debt.

The article went on to say that all you had to do to find these government grant programs was to go to our government's official website where you could go through the list of the currently available government grant programs to find the current government grant programs that will help you pay off your credit card (and other) debt.

I have been to the official government grant website
many, many times and I have still not yet found such a government grant program specifically for those that want to pay off their credit card debt.

So, Are there any government grant programs to help pay off credit card (and other) debts? The answer is MAYBE!

While I have not found any government grant programs (yet) to help one pay off their credit card debt, I HAVE found grant programs where you can use the grant money to help pay your bills! For instance:

  • there is a grant program to help one start their own business. One of the requirements is that you have to be a minority and you also have to submit a business plan in order to be eligible to apply. What is the grant award for this grant program? $20,000! And since this grant is for you to help start your own business some of this grant money can be used to help pay some of your bills.

  • Did you know that there is a grant program that awards over $250,000 in grant money and you can use that grant money for anything you want! and that includes paying your bills, buying a car, etc. All you have to do is to be eligible to apply for this grant and meet their eligibility requirements. However please bear in mind that this is NOT a government grant program. This is a grant program that is being provided by a foundation that is in the United States but is not part of the government. You can find out more information about this particular grant program by clicking here.

So, are there are government grant programs to help pay off credit card debt? I haven't found any government grant programs (yet) that do this but I have found other grant programs where you can use your grant money to pay off your bills. These are not government grant programs but they are grant programs that are being offered by other organizations outside of the government grant programs.

Grant Program For

Art Students

Artists' Grants program announced!

Next year this grant program expects to award more than $65,000 in individual artist grants next year, with the maximum award of $2,000.

The upcoming grant round will focus on 2-D and 3-D art in all media, crafts, folk arts, photography and artists with disabilities.

The grants are designed to help artists advance their careers through the purchase of special equipment or materials, for career development efforts, such as marketing or classes, or to support special projects.

All grant-related activities need to correspond to the grant period dates of July 1, 2010, through June 30, 2011.

The application deadline for Individual Artist Grants is

February 1 2010

and grant forms are available on the commission's website.

For more information, you can contact them by e-mail, or you can contact them by phone. (Please be advised that this is not a toll-free number and long distance charges may apply!).

$25,000 Creative Writing Grant!

The deadline to apply for this grant program for writers is early March 2010!

This grant program provides fellowships in prose (fiction and creative nonfiction) or poetry writing and is available to published creative writers. These kinds of programs enable recipients to set aside time for writing, research, travel, and general career advancement.

You can find out more about this program by going to their website.

Wednesday, December 16, 2009

A $2 Million Dollar Grant Competition For Inventions!

The first prize in this science competition is $2 Million Dollars!

2nd place prize is $900,000!

This science fiction competion is being sponsored by a foundation and is not a government grant program for free money.

Funded by a NASA program to explore bold technology, the contest is intended to encourage development of a theory that originated in the 1960s and was popularized by Arthur C. Clarke's 1979 novel "The Fountains of Paradise." Although this competition has not produced a winner in its previous years it has encouraged a lot of inventors to enter their inventions in this kind of competition!

The rules allow one team to collect all $2 million or for sums to be shared among three teams depending on their achievements.

Grants For Non Profit

Grant program for fire companies

Eligible program activities include

  • Hiring of Firefighters

  • Recruitment and Retention of Volunteer Firefighters

Since this particular grant program has become more and more popular with more fire departments all those who wish to submit their grant application should submit their grant application filled out completely and make your grant proposal as brief and "to the point" as possible!

This grant program is open only to volunteer and combination departments. Career departments are not eligible under this specific category. Combination and volunteer departments may also submit an application under a specific title which will require that they submit a separate application for this. In addition, statewide or local organizations representing the interests of several volunteer and/or combination departments may request funding for this grant program as well. Under this category, fire departments may provide incentives to their members to reward their continued commitment to the fire service, as well as pay for recruiting resources to entice new members. Some possible initiatives under this activity include:

  • Insurance packages such as accidental death and dismemberment (AD&D), disability, health, dental, and life.

  • Reimbursement to the new member for attending required basic training. This can include compensation for lost wages, mileage, lodging, daycare and per diem expenses.

  • Marketing costs to recruit new volunteer members.

  • Salary and benefits for a recruitment and retention coordinator.

  • Development and initiation of an explorer, cadet, and/or mentoring program.

  • The cost of a department staffing needs assessment

  • Tuition - Tuition assistance for higher education (including college tuition) and professional certifications (coursework or certifications in this category should be above and beyond what the department typically funds for required minimum-staffing firefighter certification. Books and lab fees are eligible, but computers are not.)

  • Length of service awards and other retirement benefits

  • Costs associated with team building activities and motivational speakers.

This is just a short list of potential activities that are eligible under this grant program. The important objective for your department is to analyze why current members are not staying active and/or why new members are not joining. This barrier or barriers to recruiting or retaining members should become the focus of your application.

The key to getting your request funded is to develop a clear and defined program to address this need. Then, justify how the financial assistance you are requesting will be used to overcome your identified recruiting and/or retention issue. Your application should address these items in a complete but concise manner.

All applications will be reviewed by both an automated evaluation and a peer review panel. Scores will be based on how well the applicant addresses the established program priorities and how well the applicant is able to establish a correlation between their request and their identified needs.

Program priorities for this application period are:

  • Meeting Staffing Standards - The highest priority will be given to departments that have experienced a high level of turnover and whose staffing levels do not meet NFPA 1710 or 1720. If you are not familiar with this requirement, you can get more information at this website.

  • Meeting OSHA Respiratory Protection Standards - To receive the highest consideration, your application must adequately address the OSHA 1910.134(g) standards that deal with procedures for interior firefighting, most notably the two in, two out rule.

  • Volunteer Membership - Priority will be given to applicants whose membership contains mostly volunteer members or departments that have a significant number of volunteer members.

  • Recruitment/Retention Plan - A higher score will be achieved by applicants who have a formal recruitment and retention plan that includes a project coordinator and marketing program. In addition, programs that include accident and/or injury insurance and lost wages for its firefighters will also receive a higher score.

  • Continuity - Applicants will receive a higher score if their recruitment and retention program is designed to continue after the period of performance without federal assistance.

  • Call Volume and Population Served - Departments that respond to a higher number of calls and protect a larger population will receive a higher consideration.

  • Firefighter Health Measures - Applicants whose program includes an entry level physical exam that meets NFPA 1582 and show a commitment to have their firefighters receive immunizations will receive a higher score.

  • Training - Applicants whose program will ensure that new recruited firefighters meet the minimum fire and EMS certification requirements of the state or locality within 24 months of joining will receive a higher consideration.

  • Regional Requests - Applications that have a regional impact will receive a higher score than applications that benefit only one department.

In the past some volunteer departments have stayed away from this grant program and its application process because they didn't understand this particular grant program, its priorities and the possible benefits that could be derived by their department and its members. It is hoped that providing more information about this particular grant program will encourage even more applicants to apply for this grant program.

For an application form just clck here

and to find out more about this grant program just clck here.

Foundation Donates More

Than $400,000 Dollars To

Nonprofits that Provide Basic-need Services!

So far this year this same foundation has distributed more than $2 million dollars in grant funding to non-profit organizations. The grants went to organizations that focus on providing services in the areas of hunger prevention, self-sufficiency, health care, and education to children and families in need. According to a spokesperson, the organization "is proud to continue supporting some of the best organizations in our communities who focus on social services. We are especially happy to give back during the holiday season to assist the nonprofits with their increased demand for donations."

Here is a partial list of non profit organizations that have received grant funding from this foundation:

  • a community soup kitchen received $5,000 to support a portion of the general operating costs of the soup kitchen, which is expected to serve more than 70,000 meals in 2009.

  • a shelter received $10,000 to stock their chest freezers and storage pantry with non-perishables and frozen meats. During 2008, they served 191,594 soup kitchen meals and 179,493 food pantry meals to “homeless and working poor men, women and families throughout the state.

  • a food bank received $15,000 to leverage their bulk buying power to purchase nutritious food such as rice, beans, peanut butter, tuna and beef stew. This food bank food bank distributes food to 800 member agencies serving approximately 146,653 individuals per year.

  • a local battered women's organization received $10,000 for food and household items as well as apartment refurbishment upon a client’s departure from the shelter which is the organization’s transitional living program for abused women.

  • a children's foundation received $20,000 to fund medical supplies for their homeless program which provides medical care to homeless children.

Monday, December 14, 2009

Grant Program For Community Art Organizations

Applications are being acepted for local community art programs.

Applications are now being accepted for organizations wishing to apply!

The deadline for receipt of the applications is Monday, December 21, 2009!

The funds allocated in the grant are intended to encourage arts participation across the local area. Supported arts disciplines include

  • dance

  • theater

  • visual arts

  • music

  • film/media arts

  • literary arts

  • folk/heritage/traditional

  • multi-disciplinary arts programming

Individual grants average $100-$900.

Programs must take place between January 1, 2010 and June 30, 2010.

Applications are evaluated on the following criteria: artistic merit, organizational effectiveness, and service to the community. Organizations receiving funds must be located or producing programs within the local specified area and be incorporated as a not-for-profit organization or be in the process of obtaining 501(c) (3) certification.

To obtain an application you can visit the office's location during normal business hours. For more information you can also contact them by phone.

Please be advised that this is a direct phone number and not a toll-free phone number.

Grants For Small Businesses


It was announced last month that a new grant program for small businesses would spend $500 million dollars to help small businesses as part of a program offering education, mentoring and access to capital to over 5,000 small businesses! The effort also involves billionaire investor Warren Buffet, community colleges and other organizations.

Although this is not a free government grant program, it is a grant program for small businesses that is being offered by an organization outside of the government.

The purpose of the grant program for small businesses is to invest $50 million for grants and $250 million in loan programs for small business. This same grant program for small businesses will also provide $200 million in grants to community colleges and universities, which will use the funds for scholarships to small-business owners.

Thursday, December 10, 2009

Grants For School Athletes?

Grants? Are there any for college students?

Of course the answer is yes!

A lot of students are looking for ways to make money in order to pay their way through school. They see a lot of ads for "how to make free money but they should know that there are legitimate ways to be able to pay for their college expenses.

It is possible that a student-athlete may be eligible to receive grant funding in order to pay his way through school. This grant funding can include ALL or part of the educational expenses associated with tuition, fees, room, board, and required course-related books.

These kinds of grants awarded for one year or less and may not be canceled during the award period unless one of the exceptions applies.

For example there is one state university that offers athletic scholarships in 26 sports for students that qualify.

The head coach of each sport may request a full scholarship that covers tuition and fees, room and board, and books. Partial scholarships cover a portion of one or more of these expenses. All scholarships are awarded for a period of one year. The school may choose to award an athletic student a scholarship for summer school, but the school is not obligated to do so. The policies and procedures about this kind of funding can be found by clicking here. Students who are seeking grants and scholarships for college are encouraged to contact the financial aid office of their school when they are looking for grants for college.

Did you know that some college scholarship can be renewed? Notification of renewals can be sent to scholarship recipients themselves prior to the academic year in which it is to be effective. Information concerning the signing of renewal scholarships can be provided by the school at certain events.

Your school's financial aid office may offer a variety of grant, work, and loan programs to give financial options to all families, no matter what their need or resources. Students should file for a free application for student aid. This FREE application is used nationwide to determine aid eligibility by collecting income, asset, and demographic data about the student and family. To find out more about the types of financial aid available visit the financial aid office's website. If you are unable to file the online student aid application then you may obtain a paper application from your high school or college, and mail it to the federal government’s web site. However filing your student aid application online is faster and more accurate!

Four to six weeks after you submit your student aid application, you should receive a report. This report will list all the information you reported on your student aid application. Possible errors will be bold in print. Students should review their entire student aid application carefully to make sure that all information that they have provided is accurate! If corrections are needed then you should follow the instructions on the student aid application form.

At the time that you get your student aid report the same information will be released electronically. This information is used to determine your eligibility for a variety of financial aid programs.

Additional college scholarships can be found by using a free search service that is provided online for FREE! Two scholarship searches that are recommended can be found by clicking here. After entering information about your background, educational goals, and interests, you will be given a list of organizations that offer scholarships for which you may be eligible. Remember that search services provide only a preliminary match. You must complete any applications and other requirements, and meet specific deadlines in order to be considered.

The Announcement of a fund for special assistance!

A special fund has been established for student-athletes who may need financial assistance where there are needs of an emergency of an essential nature for which financial assistance is not already yet available. Eligible athletic students (except non-qualifiers in their initial year of residence), athletic students who have demonstrated financial need or a foreign athletic student who has been certified and has demonstrated as having financial need are eligible to apply for these funds. These funds can be used for:

  • Cost of clothing and other essential expenses up to $500 per year

  • Cost of expendable academic course supplies (e.g. notebooks and pens)

  • Medical and dental costs not covered by another insurance program

  • Costs associated with the athletic student or an athletic student's family emergencies

To apply for this special assistance funding program or for additional information you can contact your school's financial aid office.

Are There REALLY

Grant Programs

That Help To

Pay Off Debts?

According to an online website it seems that our government has put in place billions of dollars in government grants to help people. The goal of these grant programs is to help pay for those who have a lot of debt. These grant programs are open to ANY American citizen from 18 years old and above who is in serious financial need!

It has been reported that the President and Congress has already authorized the federal and state governments to channel billions of dollars to these grants at the soonest possible time! There are numerous kinds of grants and with careful research and documentation you will be able to find one that suits your individual needs and situation. Applying for grants is not the easiest thing but the requirements and documents needed are necessary for fair chances to all as well as to better assess your needs.

These kinds of grant programs are given by both the federal and state levels of our government to help people who are having trouble paying back their debt. These kinds of grant programs are not used often because many people are not aware that they exist and think they are not eligible for them.

There are also specific government debt relief grants where the money can be used to take care of debt for specific situations, such as student loans, business debt, and medical bills. For example, many small business owners accumulate debt when they start up a business and have trouble paying that debt off.

Now you would probably ask why such a grant program would exist.

When people are having trouble paying off their debt it creates a situation of decreasing expenditures for the individual. This will, in turn, lessen the demand for other goods and services that can be purchased because people do not have the extra money to buy these things. By not spending money it affects the economy in the country or state, which will then suffer because money is not being pumped into the economy. Because of this it is important that people have enough money to spend so that the economy can do well. These government grant programs were created to ensure that the economy does not suffer by giving money to people to pay off their debt so they can spend money on other goods and services.

These government grant programs are available for people that are able to prove that they cannot pay their debt off. If you are applying for for one of these government grant programs then you must be able to prove this fact. The social service of the government will look over your application as well as your financial standing, the amount of debts you have incurred, and what position you are in to pay back the debt. All of these aspects are taken into consideration before you will be given a grant.

Interesting fact! - It seems that one of them main reasons why our government has this kind of government grant program is to keep people from filing for bankruptcy.

But how does one get these types of government grants?????

You can search for these types of government grant programs by going to the governments official website. You can also look for these kinds of grant programs by going to your own state's website as well.

You also have to be very careful to take advantage of the government grant programs where you do not have to pay the money back!

People are frequently surprised when they discover that there are government grant programs that exist that can be used for paying off a variety of debts. There are grant programs that exist that can be used for:

  • paying off one’s mortgage

  • utility bills

  • tuition fees

  • medical bills

  • legal fees

  • car loans

  • home improvements

What about credit card debt?

According to an online website people can apply for government grant programs to pay off their credit card debt. This type of government grant program can help to pay off a person's credit card debt by helping to minimize the accruing interest and fees of the credit card debt and help repair the damaged credit of a person over time.

Wednesday, November 25, 2009

Grants For Women - Are There Any?

Are There Grants

For Women?

Are there grants for women ? Are there free grants for women?

Basically the answer is yes but there is a big BUT here! Of course there are grants for women out there and since the definition of a free grant means that you don't have to pay it back then - yes - there are free grants for women that are out there!

However it is going to depend on WHAT you want the grant for! There is no one "free grant program
" for women because it will depend on what you want the grant for.

There are a number of business grants for women
that are out there. For instance there is a "free" grant program for minority women who want to start their own business. This is not a free government grant program but a business grant program that is being provided by an organization. It is a free grant program in that you pay nothing to apply for it and if you win the grant you could receive as much as $20,000 to start your own business. Of course this particular grant program is not just for minority women, it is a grant program for minority people.

There is an investor who is offering a lot of money to those who can come up with a viable business plan. If this investor likes your business plan then he will fund it!

What other kind of grants for women are out there? Many! There are numerous grant and scholarship programs for women who want to return to school. There are even some grant programs that will help pay for daycare for single mothers. There are free grant programs for women writers and artists as well!

If you go to the government's official website you will see that they have grant programs for ALL to apply and of course that includes women as well as individuals and small businesses that are for-profit.

I never quite understood how people could say that the government doesn't have grant programs for for-profit businesses when it says so right on the government website!

Of course the problem seems to be that grant programs for women are hard to find (at least that is what I am hearing) and like I noted above not all grant programs are being offered by the government. There are a number of organizations that have grant programs for women including business grant programs for women. However since they are not government grant programs that may make them a little bit more harder to find. If it was a government grant program you could simply go to the government's official website and look up their government grant programs to find ones that you are eligible for. However the grant programs for women that are not government grant programs are a little bit more harder to find but the majority of them do have websites. It just takes doing some research in order to find them.

Grant Program For

Struggling Actors

There is an announcement of a new grant program for emerging struggling actors that want to pursue an acting career in the United States.

Under the name of a scholarship program this yearly grant program will award $10,000 to an emerging struggling actor who wants to pursue an acting career in the United States.

This year's grant awarded the $10,000 grant to an actor who also received a free airline ticket to go to America!

Next year's finalists for this scholarship / grant program will be announced in February 2010.

Foundation Provided

Over $100 Million Dollars

In Grant Funding!

The grants were awarded to organizations that serve several categories — elder adults, health and disabilities among them.

One of the non-profit organizations that received a grant actually received 2 grants! One of the grants was for $2 million dollars grant so that they could purchase and renovate two buildings!

The 2nd grant was for just over one million dollars to help the organization preserve its mission of affordable housing for moderate income older adults.

Thursday, November 19, 2009

Grant Program For Teachers

This is a local grant program for teachers who want funding to be able to travel to other areas within the United States in order to study and bring back new techniques to help them improve their own classroom studies.

For the 2008 - 2009 season 15 of these grants were awarded to area teachers.

This particular grant program provides grant funding for teachers and administrators, allowing them to explore new ideas that they may not otherwise have had an opportunity to pursue. Last year, grant recipients participated in projects nationwide in an effort to bring new and exciting resources back to their local districts.

Applications for 2010 will be distributed this month to principals at all local area public and nonpublic schools. The grant program offers 19 individual grants for educators worth $500 each.

Other grant awards include:

  • 2 $500 administrator grants

  • Five $750 two-educator grants

  • Two $1,000 building-wide or multi-educator grants

  • and one $1,500 district-wide or multi-district grant.

The funding is provided through an endowment and supplemented by the local school districts.

Past grant recipients include:

  • a local area public school teacher that attended a workshop at a university in another state. The workshop was designed to assist the implementation of bioinformatics across biology curriculum by incorporating bioinformatics into a variety of courses.

  • a teachers who worked with a local artist to establish curricular offerings appropriate for middle school students. The teacher's goal was to extend student activities in this particular art and to integrate 3-D activities that were already included in her school's curriculum.

  • a school administrator who attended a conference in Utah, where she learned training skills to increase effectiveness when working with school staff to develop appropriate building-based intervention strategies.

  • a high school teacher who attended a six-day event designed to provide biology teachers with an introduction to a specific program as well as to provide teachers with the basic tools to create a successful laboratory program.

  • an occupational therapist who attended an advanced training program in Michigan to help with their school's program that helps students with cognitive impairments maximize their independence and life skills.

  • a kindergarten teacher who traveled to Costa Rica, where she studied the habitat of the rainforest. The teacher will incorporate her experience into her kindergarten curriculum on ecosystems found throughout the world through photos and artifacts from this trip.

  • another elementary school teacher who used the grant to attend a technology conference to acquire expertise in a microsoft program so that she design a program to help engage her students in the use of technology in the classroom to enhance the development of their literacy skills.

  • a Catholic school teacher who attended an event in Washington, D.C. to help increase her understanding of plant and animal biodiversity. The teacher interacted with scientists, curators, and museum educators during specially designed visits to museums, laboratories and the National Zoo.

The Department of Energy is offering a prize to the inventor of an energy-efficient alternative to the 60-watt light bulb!


Grant Program

For Teachers!

Eleven local area teachers were recently surprised when a grant program's employees showed up at their schools with as much as $1,000 each in grant money! The money came from a cooperative grant program which allows teachers to compete for funding outside of their school district's resources.

All classroom educators are eligible to apply if they teach kindergarten through 12th grade in the cooperative’s four-county service area. Teachers were awarded grant money if they could demonstrate in an application that they had an innovative idea for a classroom project.

Each school was eligible to submit more than one application, but individual teachers are limited to one application per school year.

You can visit the grant program's website for the dates when new applications may be submitted.



A $40,000 Grant!

An associate pastor for adult discipleship and outreach at a Presbyterian Church has received a $42,000 grant from a national endowment program!

This grant money will allow the pastor to pursue local and international mission projects including traveling to South Africa and volunteering with a school that provides shelter and education for orphaned students, many of whom lost their parents to AIDS.

The pastor who openly talks about his own experience living with HIV, applied for the grant with a deep desire to reach out to others in the local and international HIV/AIDS community.

The purpose of this grant program is to "support an extended period of intentional reflection and renewal."

Pastors from 149 churches across the United States earned grant money, the amount depending on their individual proposal needs.

The program rewards select pastors for their hard work, allowing them to travel the world and "see sights they’ve only dreamed about, to learn new languages, take up a new hobby or relearn an old one, and use this time to reengage themselves in their calling."

Although he does not yet have a definitive timeline for when he will spend his grant money, the pastor hopes to visit South Africa in the fall of 2011. He will use some of the grant money to thank the friends and family who have supported him through his life. While in South Africa, he hopes not only to learn about the correlation between racism, poverty and the HIV/AIDS epidemic, but to share the exotic beauty of the country with those closest to him.

Monday, November 16, 2009

A Grant Program To Study Farming!

There is one state that is offering tuition assistance to young farmers who enroll in a farm business management program in that state.

Four grants of $500 per year are available.

Applications are due:

December 1, 2009

You can visit their website for an application or you can contact their office by phone.

Casting Call For Babies!

You can give your baby a chance at a professional photo shoot and a $500 grant for their education!

The winners chosen will get a chance to be a featured face for ad campaigns associated with a program that provides every baby born in 2009 in one particular state with a $500 grant to start college fund. The baby photos will be used by the program and others to spread the word about the grants program.

The program was started in order to fulfill a dream of a well-known philanthropist. It was started as a gift to the state to give every child a $500 start for college. The founder of the program believed the investment in the state's future leaders would go far to improve that state’s economy and that it would cause individual aspirations to flourish.

An event was held a few weeks ago to get the word out about this grant program.

There are no income limits and no additional contributions are needed to receive the grant; however, families are encouraged to add to the college savings. The $500 grant will turn into around $2,000 for college if left entirely alone, however, with a contribution of $50 per month, the account could grow to $25,000 in 18 years, according to the program's data.

Future casting call events for the babies are scheduled for the rest of the year. Parents who want to sign up for the program at the event will need to bring the baby’s Social Security number and will be given a copy of their baby’s portrait. Those who would like more information on this grant can call the program's toll-free number or visit the website for more details.

Thursday, November 12, 2009

Grant Money For Student Entrepreneurs!

One university here in the United States has a grant program for its student entrepreneurs. This is a grant funding program where students apply for money to advance their own business ideas.

So far $50,000 in grant money has been awarded! In addition to the financial awards, grant recipients will receive counsel from leading business experts on business plan development and funding strategies.

According to one spokesperson for the program, "Participating in this competition is a fantastic learning experience for our students. They are forced to evaluate market potential for their ideas, develop a business case and conduct due diligence".

Those who are selected benefit not only from the financing but they also gain access to business experts and venture capital leaders to determine next steps in the development of their business ideas.

So far over 900 students have received these grant money awards for their start-up businesses. Grants are administered at three funding levels:

  • business design grants at $500

  • assessment grants at $1,500

  • up to $10,000 for integration grants

Past grant recipients include:

  • $5,000 for a designer and manufacturer of light sport aircrafts

  • $1,500 for an online marketplace for booking charter aircraft

  • a business that provides web-based software that offers operational support for solar PV contractors

  • $1,500 for an online business that offers online information and products for urban gardening

  • $500 to a business that provides a web application that alerts patrons to daily specials from local restaurants

  • $500 to a business that provides a debit card for international travelers

  • $500 to a business that offers speed dating through interactive gaming

  • $500 to an Indian senior-living facility in United States

This program benefits students, as well as the local and university community, by stimulating entrepreneurial efforts and starting new businesses.

For more information about this grant program for students you can visit their website by clicking here.


Job Opening

Not only does our government have grant programs they also have many job openings as well! There is currently a job opening in Alaska for someone to work with dogs. The job includes managing a dog kennel and operating and running a dog sled! According to an online article the salary for this job position can be as much as $66,000!

There is even an interview with the person who formally held this position.

You can read the article by clicking here.

Small Businesses


Grant Money

For Energy Programs

2 small businesses have received grant money to build solar photovoltaic systems to generate electricity at their respective places of business.

Says one of the grant recipients, "I've been thinking about doing solar for a long time, for years actually. It's just been so expensive. I found out about that grant this summer."

Unfortunately one of the down sides to this grant program is that the application for the grant is 150 pages long! But that didn't stop the two businesses (one of which is a farming business) from applying for the grant money.

According to a spokesperson for the grant program, "These funds are a good example of the Obama administration's commitment to helping rural businesses become more energy efficient. In the long run, the funding that is being obligated is good for both the economy and the environment."

One of the grant recipients will use the grant money to install 13,000-watt systems at his farm and the storage facility. He hopes to have his systems operating by the end of the year.

The other grant recipient, who has a small business running a tavern, will install one five-kilowatt system on the roof of his downtown business and he hopes to have it operating by early next year.

Grant Programs


Single Mothers!

Single mothers who are living on a low income can now qualify for a number of grant programs. Recently President Obama has started yet another grant program for single mothers who want to go back to school to continue their education.

As for other kind of grant programs that single mothers can apply for here is a recent excerpt:

There are also lots of others grants out there that mothers who want to go to college can apply for. It would benefit all mothers to apply for as many as they can and not rely on just one. Mothers do not have to repay the grant money because it is a government grant that help mothers with low income to go back to school.

The grant money can be used to help mothers tremendously. The money can be used to pay for college expenses such as books, tuition and even daycare while in college.

Also available to single moms who decided to go back to school is a tax program which allows mothers an opportunity to use their first $4,000 as tax free money.

Mothers can study at their local nearby community college, junior college or even study at home online. Many mothers take this last option of studying at home because it's a lot easier to stay home with the kids and at the same time get their college degree.

President Obama has made every effort to help mothers go back to school and get their degree. There's no reason why any mother out there should not take this wonderful opportunity.

There is now also an online website where you can enter a drawing to win $10,000 towards your education.

Registration is required and the deadline to enter is

December 31, 2009

Monday, November 9, 2009

Did You Know That There Is A Beer Competition?

Did you know that there is a beer competition that takes place on a regular basis?

This is an international competition for beer lovers and for those that love to create beer!

This competition is held on a regular basis in celebration of the art and science of brewing by recognizing outstanding brewing achievement around the world. The top three winners in the competition's 70 beer-style categories are awarded gold, silver or bronze medals.

This beer competition has been going on for more than 10 years!. The organization that sponsors this competition was founded in 1978, is a not-for-profit educational organization dedicated to the promotion of quality beers and brewing throughout the world.

The competition is intended to create greater consumer awareness about different beer styles and flavor profiles while promoting international brewing excellence.

You can visit their website for more information on the competition.

Are You Interested In Getting A FREE Car?

There is a non-profit organization that is giving away free cars!

In order to be eligible you first have to go to the organization's website and fill out their application and create a profile. You then have to get 100 people to vote for you!

Since these cars that are given away for free are donated by the public you have to wait until one of the vehicles becomes available for being donated. However once you complete all the application requirements the applicant qualifies to have their application reviewed. Once a vehicle becomes available in a particular geographic location, the organization begins reviewing the applications with the most votes / highest page rank who live in that general vicinity. Even if your page rank is lower than someone else's, you may receive a vehicle if your story is inspirational enough, but we must strongly emphasize that your application is more likely to be reviewed if you have a high page rank.

Besides providing free cars this charitable organization can also provide financial assistance for tag/title/registration fees, automobile repairs, preventative maintenance items like oil changes, hoses, belts, batteries, brakes, tires, automotive warranty coverage, roadside assistance memberships, and the down-payment for auto insurance or even the down-payment for a new or used vehicle! The organization can assist with just about anything automotive related as long as the applicant has completed the application, qualifies, and has made the effort.

For additional questions you can email them for additional information.

$100,000 Poetry Award!

This poetry award is given annually to honor a book of poetry by a mid-career U.S. poet. The winner will spend one week in residence at a university in the United States.

Poets, publishers, agents, or friends may submit five copies of a book of poetry published.

This award is given annually to honor a book of poetry by "a poet of genuine promise."

Poets may submit five copies of a book of poetry that has been published within a certain time period.

To apply for this poetry award you can send a SASE, call, or visit the web site for an entry form and complete guidelines.




So far a total of $85,000 in grant awards were disbursed to six entrepreneuers in a competition for those who are minorities and want to start their own business. The winners were chosen from 29 finalists, determined in a two-round process. In round one, 160 contestants submitted executive summaries of business plans and in round two, 70 of the finalists were invited to submit full business plans. Contestants in the final round were then required to present their business plans to a panel of business professionals from across the region. The awards are as follows:

  • $25,000 Growth Innovation Award awarded to a bakery business that is providing a healthy food alternative for baked goods/whole foods/produce.

  • $25,000 Business Innovation Award - went to a mortgage broker that originates residential and commercial loans.

  • $10,000 Food Retailer Award - went to a marketer of gourmet food products.

  • $10,000 Neighborhood Retailer Award went to a jewelery business that specializes in special and customized jewelry.

  • $10,000 Technology Trailblazer Award went to a company that provides cashless technologies to government agencies and private operators in the transportation market.

  • $5,000 Emerging Fashion Business Award went to a fashion designer who has an urban clothing line that focuses on positive messages to uplift the African-American community.

Thursday, November 5, 2009

Childcare Grant Available For College Students!

A grant program is available to help low income students pay for child care while the student attends classes.

To be eligible for this state program:

  • you must be a resident of the state and a U.s> citizen or eligible non-citizen

  • have a child 12 years old or younger (or 14 or younger if the child is handicapped)

  • there are family size and income requirements in order to qualify for this program

  • be enrolled for at least six credits per term

  • NOT have completed four years of postsecondary education. Students who have withdrawn for active military service after December 31, 2002 are given an extra term of eligibility.

  • NOT have defaulted on a student loan

Eligible schools that meet the eligibility requirements are all public postsecondary schools and private, baccalaureate degree granting colleges and universities located within the state or nonprofit, two-year vocational schools granting associate degrees.

The amount of child care assistance depends on:

  • The number of people in the student's household

  • The number of day care hours necessary to cover education and work obligations

  • Income of the applicant and spouse

  • The availability of funding

  • The student's enrollment status

The maximum available to a full-time student is $2,600 for each eligible child per academic year. Assistance may cover up to 40 hours of child care per week for each eligible child. In some instances, the maximum award may be increased by 10 percent to compensate for higher market costs for infant care.

The student should apply to the financial aid office at his or her school.

For more information you can view their brochure online.

For more information about other kinds of daycare-related grants, just visit my blog Grant Basics 101 - Daycare.

If you are out of work, you may be able to get money to live on as well as money to pay for entrepreneurial training to run your own business!

There are both federal and state programs that provide funding for those who are unemployed but are looking for work! These programs are run with federal money and state money. Each state has different rules and the main idea is that they have money for you to train to get a better job along with money to live on while you are training.

These programs are run through special offices that are located throughout the United States.

For more information about these kinds of programs and whether or not you are eligible to apply, you can visit their website by clicking here.

Could Your Business Use A Loan?

One restaurant owner was struggling to open up his business. He needed money to install the kitchen stove, hood, and grill. Bank of America turned down his loan request. Desperate for an infusion of cash, he took out a $6,000 loan with a 20 percent interest rate. Then he found out about a non-profit organization that provides loans under $25,000 to new businesses shunned by banks. The restaurant owner was able to get a loan at 12% interest without having to offer collateral.

The non-profit organization that offers this funding program looks at more than just credit history and collateral. According to a spokesperson for the program, "We look for people who have a good idea and who have put some sweat equity into the business,".

In the past this non-profit organization has out over loaned $20 million dollars.

Are You


Budding Entrepreneur?

This may just be the grant program for you!

In order to be eligible to apply for this grant program you must submit a compelling business story which will be posted and rated online. Everyone who submits a story will receive a chance to win a share of grant money.

A panel of judges will rate the entries during. 50 finalists will receive a digital camera plus a $5,000 small business grant and a chance to win $25,000 more by submitting a video version of their story.

If you would like to participate in this small business grant program you can visit the website and apply.

*NOTE: For more information on small business grants, be sure to click here

Sunday, November 1, 2009

"I Think You Are A Scam Artist......"

Here is a recent comment that I have gotten:

i just want to say what a scam and rip off artist i think you are..you are one these high class snobs that wants to get rich quick at the exspense of less fortunate honest people..and by reading down thru the page,it sounds to me like you have really got a bad&smart a.... attitude..i am a disabled combat veteran,and i need financial grant help,along with many other veterans,because our fine govt.says they cant help us..then comes along people like you,slivering around like an ole snake scamming people so you can live high on the hog..right now,i dont have $9.25 let alone $925,and i know there is many other people feel the same way..i gave 10 years of my life to help assure your safety and freedom for the soil you walk on.now i think that is worth something........."

It is not only me that thinks that is worth something but our government also believes that it is worth something and that is why there are so many grant and financial programs that are available to veterans like yourself. My own brother is a veteran and he receives quite a few benefits both financial and otherwise from the government and other entities as well.

Please understand that information about government grant programs has to be made accessible to the public which means that you can find information about government grants at your local library and our own government's website as well! As for the other grant programs that are available to veterans from other organizations you need only to start looking and doing some research online - for a start.

If you really need help financially you should start at your local social services agency because that is what they are there for. Our tax dollars are what pays for them to be there.

There are financial grant programs out there that are available for veterans. As a matter of fact there is a grant program that provides a free house to veterans!

Can you tell me anything that you have done to seek any of these programs out? Because they are out there and available for people like you who qualify to apply.

I am glad that you sent me this comment because it further allows me to tell people that there is financial help out there available for those that qualify for it and all they have to do is to start looking for them. Have you started to do that?

Here are just a few of the kinds of programs that are available to eligible veterans:

  • A little-known grant program is available for disabled veterans to help them get started in their own business. The grant award amout can be up to $10,000 and can be explored by contacting your local VA office. You can also write to them using a specific address and you can also e-mail them as well as calling their toll-free number! To learn more, visit their website.

  • There is an organization that injured veterans can apply to receive homes free of any mortgage.

One area is receiving $100,000 for a rebate program, which provides a rebate to people who purchase Energy Star qualified home appliances like air conditioners and water heaters. The purpose of this rebate program is to help reduce residential utility bills!

Aquarium Gets

A $1 Million Dollar Grant!

One aquarium has been awarded 2 grants totaling over $1 Million Dollars! The grant monies will be used for initiatives about the impact of climate change on the oceans.

The grants are to encourage individual action to the problem of climate change on oceans. One of the grants, worth over $900,000 supports a suite of programs to help with one of the aquarium's upcoming exhibits that is related to climate control education. The 2nd grant worth over $500,000 will support the aquarium's participation in a coalition of aquariums that educate about climate change. The grant will help in efforts to create a virtual reality theater show that incorporates the Google Earth technology. The grant will also be used to give staff and volunteers additional training on how best to motivate people to take action against global climate change.

There is a foundation that helps women who have breast cancer and are undergoing surgery and treatment. This foundation provides $500 grants for services such as child care, housekeeping, yard maintenance, in-home pet care, personal errands, transportation, meals, professional photographs, massage, exercise and yoga.

Each woman undergoing treatment is eligible

There are no income criteria

For more information, visit the foundation's website or you can call the foundation's office using their toll-free phone number.

Friday, October 23, 2009

Government Grant Program Deadline Extended!

It’s not for as long a period as entrepreneurs around the country were hoping, but the U.S. House of Representatives has passed a bill reauthorizing the deadline date of one of their grant programs to October 31, 2009.

This particular grant program (along with their sister program) provides millions of dollars in grants — with awards reaching upwards of $750,000 to individual businesses meeting specific criteria — to technology start-up companies through a variety of federal agencies, including the Department of Defense, Department of Agriculture, Department of Health and Human Services and NASA.

Grant Program


For Nurses

Who Want To Teach!

Because there is a shortage of nursing teachers, more of them are sorely needed! Despite the economic downturn, record numbers of well qualified potential nursing students continue to be turned away or placed on long waiting lists, (in some cases several years in length), by traditional campus based nursing schools due to severe shortages of nurse educators. As has been reported for many months now, the nationwide deficit of nursing faculty has reached critical proportions as the current faculty workforce rapidly advances toward retirement and the pool of younger replacement faculty decreases. The shortage of nurse educators poses serious threat to national health care. The number of nursing graduates with bachelor’s and master’s degrees isn’t keeping up with soaring demand. Educators and health planners see the growing demand for nurses not only as a need for additional personnel but also for additional education, with more nurses prepared in baccalaureate programs that emphasize leadership, patient education, case management, and care across a variety of acute care and outpatient settings.

For example, at one hospital the shortage of highly qualified nurses who teach is already so bad that it’s had two nurse educator positions open for two years, even at the largest hospital in a state with one of the nation’s worst unemployment rates. According to one spokesperson from the hospital, "It has an impact on care. It really does. It has an impact on how quickly we are able to advance and institute new programs. We absolutely struggle to find nurses with master’s degrees who are educated in teaching.

The looming nursing crisis could mean that the region has thousands fewer nurses than it needs by 2020, according to projections by health officials. Federal estimates have projected the nation will have 29 percent fewer nurses than it needs by 2020.

The influx of baby boomers with complex health needs and an aging nursing population are exacerbating the problem. The average age of nurses is 49, while the average age of nursing faculty is 55. In one tri-state area, the more than 60 nursing schools can’t keep up with the demand.

So because of this three states are banding together with the help of a $250,000 grant which, joined with grants from others, aims to increase the number of teachers, add training opportunities and provide incentives for nurses to want to pursue advanced degrees. One of the goals of the project is to encourage nurses who are interested in teaching to get their master’s or doctorates with scholarships. The grants can be used for anything related to their education, including child care or transportation, as long as the recipient agrees to a year of teaching for each year of funding.

So far over 15 grants of $10,000 each so far have been awarded.

If you are considering getting your nursing degree online, online nursing degree programs make it possible for working adults to earn an advanced degree whenever and wherever it`s convenient for them, rather than having to rearrange work and family responsibilities around fixed class schedules. This ability to continue earning while learning through online nursing degree programs is making school accessible to millions of working professionals who would find it impossible to return to school otherwise. With 24/7 access to virtual classrooms, multimedia lessons, and the ability to network with fellow students and professors via message boards, chat rooms, and e-mail, online students enjoy distinct advantages over campus based students! And there are scholarships available for those that want to study and /or earn their degree(s) online.

Grant Program


For Single Dads

As part of our government's new stimulus package there is more opportunities and more funding for education grants. There are several categories of grants available, but a big portion of it is reserved for dads. The newly revised grant system was created in order to cover many of life's expenses and school at the same time so there is less financial burden for these individuals. There are lots of single dads out there who hold down more than one job to try to support their family. This grant will cover some of this, the tuition, the books, amongst other things.

Once you receive this grant, you can receive up to $10,000 a year or $5100 a semester for up to 18 semesters. That will be more than enough to put you through until you graduate. (In the future the government is looking to increase the funds again to cover even more expenses.)

If you want to go to school, but childcare is a problem, then you can find programs online. There are hundreds of degrees that you can complete over the internet. There are so many options for you that there aren't very many reasons not to take the government's stimulas programs up on their offer.

For more information, you can check out the government's website.

There may be government grant money just waiting for you!