Do You Have An Emergency Financial Need?

Are you facing a financial emergency?

There is one organization that has helped more than 80 individuals/families in need of financial assistance. In 2009 one of the organization's funding programs - which provide emergency funding assistance has given out nearly 300 percent more in assistance than it did in all of 2008.

The purpose of this grant program is to help individuals and families who have chronic financial challenges.

People who qualify for assistance from this fund include those who have lost their jobs, have been out of work for months and months and have exhausted all their savings and resources. According to a spokesperson, "If they fit the criteria, they are able to access this fund for months at a time.”

This grant program was created as a way to help people who don’t qualify for one of the organization's other grant programs.

This funding program has been around for the last 20 years!

The grant program only makes one-time, emergency disbursements. Last year, 32 individuals or families received financial assistance through this funding program. So far over 75 individuals and/or families have received $75,000 in 2009!

This funding program is good for people who tend to struggle with something every year.

Since some of these funding programs are both relatively new, not many people know about them!

What's more the organization itself receives grant money itself to help fund their own grant programs!

One of the organizations funding programs is intended to help with large, one-time emergencies. It was established in a few years ago through the generosity of an anonymous donor. Grants have helped a couple with funeral expenses. Another time it helped a man repair his home after a fire. He had let his home owner’s insurance lapse.

The first step in obtaining assistance is leaving a message on the organization's helpline. The message will usually be returned by a caseworker within 24 hours. A spokesperson for the funding program said the initial phone call between the organization and the applicant takes between five and 10 minutes. Once the exact problem has been determined, the applicant is matched with a social worker, who meets with the client to make a fuller assessment of the situation. Thereafter, the social worker presents the case to the case-management team to decide whether the applicant qualifies for funds. Each application is evaluated on an individual basis. There are clear guidelines, but no set formula to receive assistance.

“If somebody needs financial assistance then we make sure they are taking advantage of other government programs. We have a whole checklist of programs to make sure that they are taking advantage of all the things they can” says the program's spokesperson. Applicants who need emergency funds may also qualify for other programs that the organization has to offer.

It is recommended that applicants apply as early as possible because the number of people seeking assistance has increased so much over the past year and because of that it can now take several weeks to actually receive assistance.

In 2008, 40 people, on average, called the organization for assistance each month. Last year more than 200 people called for help. While not all of these phone calls are for emergency needs, this shows that there has been a marked increase in the need for all of our services, including emergency financial assistanceemergency assistance.

According to the program's spokesperson, “If somebody comes to us and says ‘I’m being evicted tomorrow it’s very hard to help. If someone comes in and says ‘I’m being evicted in three weeks,’ we can help”.

A Children's Foundation is accepting grant applications for families who have children with critical health care treatment, services, or equipment not covered or not fully covered by their parents' health benefit plans. There is NO deadline date to apply for this program. To get an application for this program, just click here. This same organization is also accepting grant applications for families who need help paying for their child’s health care services such as speech therapy, physical therapy, occupational therapy sessions, prescriptions, and medical equipment such as wheel chairs, orthotics, and eyeglasses.

Here is a reply to a post from someone who was asking about grant programs to help start a business.

As a person that does grant research for a living I can tell you that the sites that you are talking about are "third-party" sites where you are paying them for the work that they did to find the information. There is nothing wrong with that BUT if you have your doubts about them then just do a check of them and their business - especially with the BBB to see if there are any complaints about them.

If you are a minority then there are grant programs that are available to help you start a business of your own. One grant program in particular offers a $20,000 grant award to successful applicants who want to start a business of their own. In order to apply you are going to have to submit a business plan to show that you are serious about what it is that you want to do.

Also I have seen grant programs that quite are amazing! One rich individual is offering to fund a person who wants to start a business of their own but their business idea must be viable!

I should also tell you that 90% of the information that I have found about grant programs has been online which means that a lot of these programs have websites. If you go directly to the grant program's website then you don't have to pay a thing because you have found the information yourself and didn't have to hire a grant writer to find the information for you.

Artists Are Using Their Grant Money To Pay For Various Things! I mentioned before about the interest in finding grant programs to help pay off credit card bills and I have mentioned that while I haven't specifically found any grant programs that help pay credit card debt, I have found grant programs where you can use the grant money to pay for whatever you want and here is such an example of that kind of grant program: Recipients of one particular artists grants have gotten creative with how they are spending their grant money! The nonprofit organization will be giving its annual unrestrictive grants to artists in many different disciplines. Usually the winners of these artist grants use their grant money for their work. But since there are no strings are attached to these $50,000 grant awards some artists use part of their newfound wealth to travel, pay off their mortgage, buy life insurance, get new glasses or have their teeth fixed. Others become philanthropists, pitching in on colleagues' projects. Here is what one past grant recipient has said regarding this grant program for artists. "That's the beauty of the grants", says the artist, a maker of massive, abstract collages who was tapped in the first round, in 2006, and has become actively engaged as a board member. "When you get the call, you think, 'Wow, somebody is going to give me money to continue to do what I do. They are not going to ask me to do anything. They are just going to invest in it.' That level of trust, he says, is a validation of past accomplishments and a vote of confidence in the artist's future." The nonprofit organization chooses over 25 annually from the fields of architecture and design, crafts and traditional arts, dance, literature, media, music, theater and visual arts. Grant awards presented this year will total $10 million and will have been given to 213 individuals, partnerships and collectives who live and work all across the country! Applicants must be at least 21 years old and citizens or legal residents of the U.S. About 400 nominees are invited to apply for the grants. Past grant recipients include: architect novelist singer/songwriter filmmaker ceramist dancer puppeteer photographer However this grant program for artists is far from the only organization to put large amounts of money in artists' hands! There is a museum that has its own $50,000 program and a foundation just announced its $100,000 grant program for artists! But many programs offering large cash awards fund specific projects or honor one artist every year or two. With a mission of "supporting America's finest artists working across diverse disciplines" and a practice of doling out 50 unrestricted grants annually, this grant program has created an unusually broad niche for itself. This grant program was started as a response to the demise of a nationally known grant program for artists. Concerned that artists would be forced to leave the field, leaders of several institutions approached large foundations with a message about the need to help artists. Despite the commercial success of many artists a study determined that significant numbers of their peers needed employment, health insurance, places to live and work, materials and equipment and access to professional development and support systems. For more information about this grant program, just click here.