Showing posts with label Myths. Show all posts
Showing posts with label Myths. Show all posts
Wednesday, May 23, 2012
Here Is Another Myth About Government Grants!
A government grant is an award of financial assistance from a government agency to a recipient to carry out a public purpose of support or stimulation authorized by a law of that country. Grants are not loans or assistance to individuals."
This is yet another myth about government grants. You really have to look into government grants to find out the truth - which is that there are many, many programs out there that are government grants that provide financial assistance to individuals.
The one that comes to my mind is the government grant program that provides financial assistance to those that are having problems paying their heating bills - especially during the winters when it is most needed. This is a government grant program where you have to fill out some paperwork to show that you meet the eligibility requirements and if you do meet them they will provide a payment to your heating / utility company. This is a government grant program that you do not have to pay back!
There is yet another grant program that provides loans to homeowners who are having trouble making their mortgage payments and who maybe facing foreclosure. This is a government loan program and it is not a government grant.
These are just 2 examples that dispel the myth that is mentioned above. If you have your doubts about government grant programs, the best way to solve that doubt is to find out more about government grants and what they are all about.
Tuesday, December 6, 2011
"There Are No Grants To Start A Business" - Of Course There Are!
Here is an excerpt from an online site:
"Generally speaking, there are no grants to start a small business. A lot of books get sold and they all refer to the government website....
This is absolutely not true!
In my research of grant programs I have many of them that have been created to help people start their own business. Some of these grant programs are not government grant programs and I think that there is where some of the confusion is.
For example there is a grant program that grants up to $25,000 for those that want to start their own business. However this particular grant program is limited to minorities but if you are a minority (and that includes women) then this is definitely one grant program that you should consider.
You will have to submit a business plan as part of your application but if you are considering starting your own business then you should have a business plan already in place.
The above grant program that I mentioned is not a government grant program it is a grant program that is sponsored by a for-profit business! Maybe that makes it harder to find it because it is not a government grant program but it is a grant program none the less! This is grant money that you do not have to pay back if you get it!
You can see many, many more examples of grant programs to help you start your own business by visiting my Grant Basics 101 Website.
When you visit this site you will see many, many examples of grant program that help you start your own business.
Remember, when you read something that says that there are no grant programs to help you start your own business it is just a myth!
Friday, March 14, 2008
Grants For Daycare - Is This Just A Myth?
For some time now I have been seeing this article and it's really been bugging me!
The Straight Facts First - (The Plight of Grantseeking for For-profit Business Owners)
Before you begin your 8 Steps to Obtaining Grants, there is some very important information you need to understand first. While there is a lot of talk about "how to find grants" in the child care field, most caregivers, especially independent home child care operators or persons starting a private or for-profit child care facility, don't realize that it is almost impossible for them to find grant money from any level of government. That is of course, with the exception of perhaps that which might be obtained from new business startup programs and the odd program operated by their provincial or state governments, generally under the Department of Children and Family Services.
'Almost impossible' - does that mean that there aren't ANY such grant programs? Of course I know that this is not true. Also you have to remember that it is not only just the government that has grant programs. And even though the above article says that there is the "odd state program for start-up grants I have found that these kinds of state grant programs for start-up businesses are becoming more and more and increasing at a more than "odd" rate.
The truth is "When it comes to private enterprises --- no matter how worthy or socially relevant --- unless they seek and obtain non-profit status, there is not(hing) I (or they) can do."
For-profit child care business operators, large and small, may, that's a small may because they aren't all that many programs available with a few exceptions (may) be able to: apply for local state/provincial programs. Other than that, the best way to locate financing for their child care business is to:
Unfortunately the above article is very troubling. It's obvious that they just don't know what they are talking about!
The Straight Facts First - (The Plight of Grantseeking for For-profit Business Owners)
Before you begin your 8 Steps to Obtaining Grants, there is some very important information you need to understand first. While there is a lot of talk about "how to find grants" in the child care field, most caregivers, especially independent home child care operators or persons starting a private or for-profit child care facility, don't realize that it is almost impossible for them to find grant money from any level of government. That is of course, with the exception of perhaps that which might be obtained from new business startup programs and the odd program operated by their provincial or state governments, generally under the Department of Children and Family Services.
'Almost impossible' - does that mean that there aren't ANY such grant programs? Of course I know that this is not true. Also you have to remember that it is not only just the government that has grant programs. And even though the above article says that there is the "odd state program for start-up grants I have found that these kinds of state grant programs for start-up businesses are becoming more and more and increasing at a more than "odd" rate.
The truth is "When it comes to private enterprises --- no matter how worthy or socially relevant --- unless they seek and obtain non-profit status, there is not(hing) I (or they) can do."
For-profit child care business operators, large and small, may, that's a small may because they aren't all that many programs available with a few exceptions (may) be able to: apply for local state/provincial programs. Other than that, the best way to locate financing for their child care business is to:
- Look into bank loans
- Obtain venture capital
- Seek gifts and loans from family and friends
- Look for advice from incubator organizations
- Obtain counsel from local small business and women's associations.
Unfortunately the above article is very troubling. It's obvious that they just don't know what they are talking about!
Sunday, December 9, 2007
There Are No Grant Programs For For-Profit Daycares - This Is Another Myth!
This myth probably got started because people were having such a hard time finding any kind of grant programs for a for-profit daycare business.
Just because these kinds of grant programs seem hard to find - that doesn't mean that they aren't out there - they are just hard to find. And sometimes they are not that hard to find IF you know where to look at!
While researching for some grant programs for a for-profit daycare I came upon one state grant program for daycares. It provides grant money for:
The reason why this grant program was started in the first place was to provide more quality daycare in the state.
However while trying to find out more about this daycare grant program I didn't see any mention of whether or not for-profit daycares were eligible to apply. So I emailed the director of the grant program and asked them whether or not for profit daycares could apply for this grant program. A few days later I got an email from the director saying that indeed for-profit daycares could apply as long as they met the eligibility requirements which included:
While there is no specified minimum or maximum grant award one of the examples cited was a $2,000 grant request for new supplies.
Again this is a statewide grant program that is open for for-profit daycares to apply for as long as they meet the eligibility requirements.
The next deadline to apply for this grant program is:
January 2008!
12/31/07 Update:
Since I wasn't sure whether or not this organization's grant program was open for for profit daycares to apply for, I sent them an email:
I have looked over your on-line materials but I can not find any information relating to whether or not your program is open to for-profit daycare facilities to apply.
Here is an excerpt from the email that they sent back to me:
Rose, Yes, our program is open to for profit child care facilities as long as they meet the criteria.
Just because these kinds of grant programs seem hard to find - that doesn't mean that they aren't out there - they are just hard to find. And sometimes they are not that hard to find IF you know where to look at!
While researching for some grant programs for a for-profit daycare I came upon one state grant program for daycares. It provides grant money for:
- • New programs that have been open and licensed one year or less
- Expanded programs that are increasing or expanding the number of children that they are able to care for, according to the state's regulations.
A child care center has been providing care for children 2 years and older. They
have now decided to care for children starting at 6 weeks, therefore increasing the number of infants & toddlers they are able to care for. - Enhanced programs that are not increasing the number of children they serve, but are asking for funds to enhance/improve the quality of childcare that they are
currently providing.
The reason why this grant program was started in the first place was to provide more quality daycare in the state.
However while trying to find out more about this daycare grant program I didn't see any mention of whether or not for-profit daycares were eligible to apply. So I emailed the director of the grant program and asked them whether or not for profit daycares could apply for this grant program. A few days later I got an email from the director saying that indeed for-profit daycares could apply as long as they met the eligibility requirements which included:
- Serve low-income families and accept purchase of Care
- Be open Monday through Friday until 5:30 p.m. (at a minimum)
While there is no specified minimum or maximum grant award one of the examples cited was a $2,000 grant request for new supplies.
Again this is a statewide grant program that is open for for-profit daycares to apply for as long as they meet the eligibility requirements.
The next deadline to apply for this grant program is:
12/31/07 Update:
Since I wasn't sure whether or not this organization's grant program was open for for profit daycares to apply for, I sent them an email:
I have looked over your on-line materials but I can not find any information relating to whether or not your program is open to for-profit daycare facilities to apply.
Here is an excerpt from the email that they sent back to me:
Rose, Yes, our program is open to for profit child care facilities as long as they meet the criteria.
M~
Grant Coordinator
Grant Coordinator
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