Tuesday, December 29, 2009

Do You Have An Emergency Financial Need?

Are you facing a financial emergency?

There is one organization that has helped more than 80 individuals/families in need of financial assistance. In 2009 one of the organization's funding programs - which provide emergency funding assistance has given out nearly 300 percent more in assistance than it did in all of 2008.

The purpose of this grant program is to help individuals and families who have chronic financial challenges.

People who qualify for assistance from this fund include those who have lost their jobs, have been out of work for months and months and have exhausted all their savings and resources. According to a spokesperson, "If they fit the criteria, they are able to access this fund for months at a time.”

This grant program was created as a way to help people who don’t qualify for one of the organization's other grant programs.

This funding program has been around for the last 20 years!

The grant program only makes one-time, emergency disbursements. Last year, 32 individuals or families received financial assistance through this funding program. So far over 75 individuals and/or families have received $75,000 in 2009!

This funding program is good for people who tend to struggle with something every year.

Since some of these funding programs are both relatively new, not many people know about them!

What's more the organization itself receives grant money itself to help fund their own grant programs!

One of the organizations funding programs is intended to help with large, one-time emergencies. It was established in a few years ago through the generosity of an anonymous donor. Grants have helped a couple with funeral expenses. Another time it helped a man repair his home after a fire. He had let his home owner’s insurance lapse.

The first step in obtaining assistance is leaving a message on the organization's helpline. The message will usually be returned by a caseworker within 24 hours. A spokesperson for the funding program said the initial phone call between the organization and the applicant takes between five and 10 minutes. Once the exact problem has been determined, the applicant is matched with a social worker, who meets with the client to make a fuller assessment of the situation. Thereafter, the social worker presents the case to the case-management team to decide whether the applicant qualifies for funds. Each application is evaluated on an individual basis. There are clear guidelines, but no set formula to receive assistance.

If somebody needs financial assistance then we make sure they are taking advantage of other government programs. We have a whole checklist of programs to make sure that they are taking advantage of all the things they can” says the program's spokesperson. Applicants who need emergency funds may also qualify for other programs that the organization has to offer.

It is recommended that applicants apply as early as possible because the number of people seeking assistance has increased so much over the past year and because of that it can now take several weeks to actually receive assistance.

In 2008, 40 people, on average, called the organization for assistance each month. Last year more than 200 people called for help. While not all of these phone calls are for emergency needs, this shows that there has been a marked increase in the need for all of our services, including emergency financial assistanceemergency assistance.

According to the program's spokesperson, “If somebody comes to us and says ‘I’m being evicted tomorrow it’s very hard to help. If someone comes in and says ‘I’m being evicted in three weeks,’ we can help”.

A Children's Foundation is accepting grant applications for families who have children with critical health care treatment, services, or equipment not covered or not fully covered by their parents' health benefit plans.

There is NO deadline date to apply for this program.

To get an application for this program, just click here.

This same organization is also accepting grant applications for families who need help paying for their child’s health care services such as speech therapy, physical therapy, occupational therapy sessions, prescriptions, and medical equipment such as wheel chairs, orthotics, and eyeglasses.

Here is a reply to a post from someone who was asking about grant programs to help start a business.

As a person that does grant research for a living I can tell you that the sites that you are talking about are "third-party" sites where you are paying them for the work that they did to find the information. There is nothing wrong with that BUT if you have your doubts about them then just do a check of them and their business - especially with the BBB to see if there are any complaints about them.

If you are a minority then there are grant programs that are available to help you start a business of your own. One grant program in particular offers a $20,000 grant award to successful applicants who want to start a business of their own. In order to apply you are going to have to submit a business plan to show that you are serious about what it is that you want to do.

Also I have seen grant programs that quite are amazing! One rich individual is offering to fund a person who wants to start a business of their own but their business idea must be viable!

I should also tell you that 90% of the information that I have found about grant programs has been online which means that a lot of these programs have websites. If you go directly to the grant program's website then you don't have to pay a thing because you have found the information yourself and didn't have to hire a grant writer to find the information for you.

Artists Are Using Their Grant Money To Pay For Various Things!

I mentioned before about the interest in finding grant programs to help pay off credit card bills and I have mentioned that while I haven't specifically found any grant programs that help pay credit card debt, I have found grant programs where you can use the grant money to pay for whatever you want and here is such an example of that kind of grant program:

Recipients of one particular artists grants have gotten creative with how they are spending their grant money!

The nonprofit organization will be giving its annual unrestrictive grants to artists in many different disciplines.

Usually the winners of these artist grants use their grant money for their work. But since there are no strings are attached to these $50,000 grant awards some artists use part of their newfound wealth to travel, pay off their mortgage, buy life insurance, get new glasses or have their teeth fixed. Others become philanthropists, pitching in on colleagues' projects.

Here is what one past grant recipient has said regarding this grant program for artists. "That's the beauty of the grants", says the artist, a maker of massive, abstract collages who was tapped in the first round, in 2006, and has become actively engaged as a board member. "When you get the call, you think, 'Wow, somebody is going to give me money to continue to do what I do. They are not going to ask me to do anything. They are just going to invest in it.' That level of trust, he says, is a validation of past accomplishments and a vote of confidence in the artist's future."

The nonprofit organization chooses over 25 annually from the fields of architecture and design, crafts and traditional arts, dance, literature, media, music, theater and visual arts. Grant awards presented this year will total $10 million and will have been given to 213 individuals, partnerships and collectives who live and work all across the country!

Applicants must be at least 21 years old and citizens or legal residents of the U.S.

About 400 nominees are invited to apply for the grants.

Past grant recipients include:

  • architect
  • novelist
  • singer/songwriter

  • filmmaker
  • ceramist
  • dancer
  • puppeteer
  • photographer

However this grant program for artists is far from the only organization to put large amounts of money in artists' hands! There is a museum that has its own $50,000 program and a foundation just announced its $100,000 grant program for artists! But many programs offering large cash awards fund specific projects or honor one artist every year or two. With a mission of "supporting America's finest artists working across diverse disciplines" and a practice of doling out 50 unrestricted grants annually, this grant program has created an unusually broad niche for itself.

This grant program was started as a response to the demise of a nationally known grant program for artists. Concerned that artists would be forced to leave the field, leaders of several institutions approached large foundations with a message about the need to help artists.

Despite the commercial success of many artists a study determined that significant numbers of their peers needed employment, health insurance, places to live and work, materials and equipment and access to professional development and support systems.

For more information about this grant program, just click here.

Wednesday, December 23, 2009

Do You Need Help To Provide Christmas Presents For Your Children?

Did you know that there is an organization that helps to provide Christmas presents for children?

Every December volunteers look through Christmas letters from children and send them one or more gifts so that they will be able to enjoy their Christmas a little bit more.

For instance one volunteer took home thirty letters and spent a little over $30 on presents for each child -- about $1,000. The volunteer has said that she wished that she could have chosen more. “I feel so terrible,” she said. “All these kids who aren’t going to get anything for Christmas. It’s so tragic.” One child simply asked for one Christmas present that he could share with his brothers and sisters.

According to records this organization was started over 50 years ago. As the number of letters grew, the public was asked to help. This year the total number of letters will almost certainly be more than 150,000, and could approach 200,000.

Most of the letters have been from the United States but many come from other parts of the country and from other nations. Some teachers have even started class projects in the hopes that a few of their students will get gifts they would not otherwise receive.

It doesn’t matter where the letters come from, or why. Workers volunteering before or after their own shifts put out the letters, and keep track of which children will be getting gifts so that there are no repeats. The volunteers also take the time to send letters to people in other parts of the country, from Florida to California who want to participate but can’t get in to choose the letters.

Most of the letters are from very needy children,” said one spokesperson. But not all. I found several from wealthy suburbs, including one that was typed and printed on what appeared to be a better computer system than the one I used. This kid had a list of 28 gifts, including all sorts of electronic games, that I guessed would add up to more than $4,000. “See you in the mall!” his letter concluded.

A spokesperson cautioned against assuming that a child wasn’t deserving just because he or she asked for something beyond the bare necessities. “Even if a girl wants a Barbie doll and a boy wants a computer game, they may still need a coat and shoes,” he said. “These are kids, and even poor kids want stuff like that.” Many of the letters are cute. Many are heartbreaking. “There was one a couple of years ago,” the spokesperson. “It was from a seven-year-old boy. He and his infant sister and his mom were homeless. But he said he didn’t need anything, he could take care of himself. He just wondered if Santa could send some Pampers and maybe a blanket for his baby sister.” One kid included a picture of a Rolex watch he had cut out of a magazine advertisement. Another asked for a computer, and helpfully provided the brand name and specifications for speed, memory, etc. Another asked for a Boston Whaler fishing boat, and said he was writing early so that Santa could stock up on fiberglass in his workshop. Many kids included suggested retail prices. Some gave tips on where their gifts could be purchased on sale. One boy wrote a mini-biography, and then, “I’d like something for Christmas.” Anything was fine, he said, because he “didn’t get nothing” last year. One girl asked for “pencils for school,” and said it was important because she wanted to be a secretary when she grows up. One child asked for a new bed, another for snow boots. Many children requested gifts for their brothers and sisters. One girl wanted something for an aunt whose house had burned down. Another boy asked for something for his two-year-old sister. One girl said her mom couldn't pay the electric bill and asked for winter clothes.

Some of the letters were from parents who know about the organization and hoped that someone will pluck out their letters. One mother wrote that she was “blessed” to have her son, but could not afford to buy him anything this year. Another woman who lost her job because she couldn’t find anyone to babysit, asked for clothing, “even used” clothing, for her three daughters “so the other kids could stop making fun of the way they dress.

One volunteer had gathered a stack of the letters because he was going to send gifts to some of the kids himself. Some letters he would fax to his mother and sisters, and they could send gifts to those kids. One woman found a letter from a teacher who had a special-education class of 24 kids in one of the poorest sections of a city. Another volunteer ended up taking home four letters -- two written by mothers, and two written by kids. All four of them asked for winter clothing or something for their brothers and sisters.

For more information about this organization and it's program, you can visit their website by clicking here

Monday, December 21, 2009

State Grant Program For For-Profit Businesses

Just to dispel those rumors that there are no grant programs for for-profit businesses.....

State grant funds are available to help manufacturers improve performance, stimulate growth and respond to new challenges as the economy recovers from the recession.

This grants program is targeted to small and mid-size manufacturers with less than 500 employees. Grants of $5,000 to $6,500 pay up to 50 percent of project costs. The remaining project costs are paid by the company.

Eligible projects are:

  • Lean transformation: Up to $5,000 per company is available for projects which include a comprehensive assessment of a company’s operations, identification of key competitive priorities and an action plan to achieve them. This approach hopes to improve performance across all facets of the business enterprise and generates significant financial results.

  • Grants up to $6,500 per company are available for small to mid-sized manufacturers to implement Eureka! Winning Ways, a nationally recognized and proven system that accelerates growth and generates ideas for new products and services.

A significant share of the funding already has been pledged for projects. Grantsare offered on a first-come, first-served basis.

Project completion deadline is

Dec. 31, 2010.

Interested manufacturers can call using either the toll-free phone number or the local phone number.

Teachers Using

Grant Money

To Help Pay

For School Projects

More and more teachers are seeking grants from the educational foundations. For instance in one area the number of teachers who applied for a $1,200 grant is up about 30 percent, from 140 to 180.

Teachers want the money to buy books, microscopes, education software, iPods and other classroom teaching aids that just can not be covered in the regular budget.

One teacher spent about 60 hours last summer writing three grant proposals to start a fish farm and hydroponics garden in her classroom and learned how tough it is to get grants. She got two out of three grants that she applied for. One of the grant awards that she got was for $4,500 which allowed her to bring her classroom lessons to life for her students.

Grant Money Available

For Hurricane Katrina


There is still grant money available for homeowners.

State Offers Hundreds of Millions to Further Strengthen Homes Against Future Storm Damage!

Grant program offering up to $7,500 for Homeowner Applicants to Install Additional Safety Measures!

Thousands of Louisiana homeowners affected by hurricanes Katrina and Rita can now apply for grant funds of up to $7,500 to take small-scale measures to protect their homes from loss in future storms, including installing roof-tie downs and storm shutters.

In the aftermath of the great damage caused by hurricanes Katrina and Rita, preventing future home damage and loss is one of Louisiana's top priorities, which is why grants are being offered to homeowner to help them to pay to install common sense protection like storm shutters.

According to one spokesperson there is already more than $800 Million Dollars available to help residents with their homes. The individual grants of up to $7,500 will help make homes even safer and stronger than they are now.

This grant program is being provided by FEMA. Beginning last month the state mailed forms to more than 100,000 applicants who selected to rebuild or repair their homes, requesting that they opt-in to program by March 10, 2010. Homeowners can also use this form to choose to participate in a program that offers eligible homeowners up to $100,000 to elevate their homes.
Homeowners will work with the program in order to receive funding.

Homeowners who need more information about this program should call this toll free number.

Because of FEMA regulations surrounding how these funds can be used and because these funds are offered as a reimbursement, homeowners should not install or start work on their homes until speaking with a representative from the program and to make sure that their home has been cleared by the program.

Homeowners who already completed repairs that they think are eligible for reimbursement should collect copies of receipts and invoices for the work, which will be necessary to move forward with the program.

The state will base individual grant awards on the type measure a homeowner takes. Because of federal law, the state also must ensure that it is paying homeowners for actual unmet needs and not duplicating a benefit already provided for the same purpose.

What qualifies as an acceptable measure?

Acceptable measures are small scale improvements homeowners can make to their properties to protect their investments in the event of future storms. Some examples of eligible work include:

  • Strengthening doors

  • Protecting windows, including by installing storm shutters

  • Bolting roofs to walls and walls to foundations

  • Elevating electrical panels or air conditioning units

  • Raising washers, dryers, hot water heaters or furnaces

  • Anchoring propane tanks or heating fuel tanks

Official representatives of the grant program can provide homeowners with more detailed information about eligible activities.

DEADLINES - Homeowners must notify the state of their interest in the program by March 10, 2010. To show interest, homeowners must return their forms to the state postmarked by March 10, 2010.

Homeowners who need information can call the program's hotline or contact the program by e-mail. Information is also available online at their website.

Thursday, December 17, 2009

Are There Any Government Grant Programs To Help Pay Off Debt?

Government Grant Programs To Help Pay Off Your Debt

Grant Programs To Help Pay Off Your Credit Card Debt

Are there any government grant programs to help pay off a person's debt? Well I saw an online article that said that there were indeed government grant programs out there to help pay off a person's debt - including help to pay off one's credit card debt.

The article went on to say that all you had to do to find these government grant programs was to go to our government's official website where you could go through the list of the currently available government grant programs to find the current government grant programs that will help you pay off your credit card (and other) debt.

I have been to the official government grant website
many, many times and I have still not yet found such a government grant program specifically for those that want to pay off their credit card debt.

So, Are there any government grant programs to help pay off credit card (and other) debts? The answer is MAYBE!

While I have not found any government grant programs (yet) to help one pay off their credit card debt, I HAVE found grant programs where you can use the grant money to help pay your bills! For instance:

  • there is a grant program to help one start their own business. One of the requirements is that you have to be a minority and you also have to submit a business plan in order to be eligible to apply. What is the grant award for this grant program? $20,000! And since this grant is for you to help start your own business some of this grant money can be used to help pay some of your bills.

  • Did you know that there is a grant program that awards over $250,000 in grant money and you can use that grant money for anything you want! and that includes paying your bills, buying a car, etc. All you have to do is to be eligible to apply for this grant and meet their eligibility requirements. However please bear in mind that this is NOT a government grant program. This is a grant program that is being provided by a foundation that is in the United States but is not part of the government. You can find out more information about this particular grant program by clicking here.

So, are there are government grant programs to help pay off credit card debt? I haven't found any government grant programs (yet) that do this but I have found other grant programs where you can use your grant money to pay off your bills. These are not government grant programs but they are grant programs that are being offered by other organizations outside of the government grant programs.

Grant Program For

Art Students

Artists' Grants program announced!

Next year this grant program expects to award more than $65,000 in individual artist grants next year, with the maximum award of $2,000.

The upcoming grant round will focus on 2-D and 3-D art in all media, crafts, folk arts, photography and artists with disabilities.

The grants are designed to help artists advance their careers through the purchase of special equipment or materials, for career development efforts, such as marketing or classes, or to support special projects.

All grant-related activities need to correspond to the grant period dates of July 1, 2010, through June 30, 2011.

The application deadline for Individual Artist Grants is

February 1 2010

and grant forms are available on the commission's website.

For more information, you can contact them by e-mail, or you can contact them by phone. (Please be advised that this is not a toll-free number and long distance charges may apply!).

$25,000 Creative Writing Grant!

The deadline to apply for this grant program for writers is early March 2010!

This grant program provides fellowships in prose (fiction and creative nonfiction) or poetry writing and is available to published creative writers. These kinds of programs enable recipients to set aside time for writing, research, travel, and general career advancement.

You can find out more about this program by going to their website.

Wednesday, December 16, 2009

A $2 Million Dollar Grant Competition For Inventions!

The first prize in this science competition is $2 Million Dollars!

2nd place prize is $900,000!

This science fiction competion is being sponsored by a foundation and is not a government grant program for free money.

Funded by a NASA program to explore bold technology, the contest is intended to encourage development of a theory that originated in the 1960s and was popularized by Arthur C. Clarke's 1979 novel "The Fountains of Paradise." Although this competition has not produced a winner in its previous years it has encouraged a lot of inventors to enter their inventions in this kind of competition!

The rules allow one team to collect all $2 million or for sums to be shared among three teams depending on their achievements.

Grants For Non Profit

Grant program for fire companies

Eligible program activities include

  • Hiring of Firefighters

  • Recruitment and Retention of Volunteer Firefighters

Since this particular grant program has become more and more popular with more fire departments all those who wish to submit their grant application should submit their grant application filled out completely and make your grant proposal as brief and "to the point" as possible!

This grant program is open only to volunteer and combination departments. Career departments are not eligible under this specific category. Combination and volunteer departments may also submit an application under a specific title which will require that they submit a separate application for this. In addition, statewide or local organizations representing the interests of several volunteer and/or combination departments may request funding for this grant program as well. Under this category, fire departments may provide incentives to their members to reward their continued commitment to the fire service, as well as pay for recruiting resources to entice new members. Some possible initiatives under this activity include:

  • Insurance packages such as accidental death and dismemberment (AD&D), disability, health, dental, and life.

  • Reimbursement to the new member for attending required basic training. This can include compensation for lost wages, mileage, lodging, daycare and per diem expenses.

  • Marketing costs to recruit new volunteer members.

  • Salary and benefits for a recruitment and retention coordinator.

  • Development and initiation of an explorer, cadet, and/or mentoring program.

  • The cost of a department staffing needs assessment

  • Tuition - Tuition assistance for higher education (including college tuition) and professional certifications (coursework or certifications in this category should be above and beyond what the department typically funds for required minimum-staffing firefighter certification. Books and lab fees are eligible, but computers are not.)

  • Length of service awards and other retirement benefits

  • Costs associated with team building activities and motivational speakers.

This is just a short list of potential activities that are eligible under this grant program. The important objective for your department is to analyze why current members are not staying active and/or why new members are not joining. This barrier or barriers to recruiting or retaining members should become the focus of your application.

The key to getting your request funded is to develop a clear and defined program to address this need. Then, justify how the financial assistance you are requesting will be used to overcome your identified recruiting and/or retention issue. Your application should address these items in a complete but concise manner.

All applications will be reviewed by both an automated evaluation and a peer review panel. Scores will be based on how well the applicant addresses the established program priorities and how well the applicant is able to establish a correlation between their request and their identified needs.

Program priorities for this application period are:

  • Meeting Staffing Standards - The highest priority will be given to departments that have experienced a high level of turnover and whose staffing levels do not meet NFPA 1710 or 1720. If you are not familiar with this requirement, you can get more information at this website.

  • Meeting OSHA Respiratory Protection Standards - To receive the highest consideration, your application must adequately address the OSHA 1910.134(g) standards that deal with procedures for interior firefighting, most notably the two in, two out rule.

  • Volunteer Membership - Priority will be given to applicants whose membership contains mostly volunteer members or departments that have a significant number of volunteer members.

  • Recruitment/Retention Plan - A higher score will be achieved by applicants who have a formal recruitment and retention plan that includes a project coordinator and marketing program. In addition, programs that include accident and/or injury insurance and lost wages for its firefighters will also receive a higher score.

  • Continuity - Applicants will receive a higher score if their recruitment and retention program is designed to continue after the period of performance without federal assistance.

  • Call Volume and Population Served - Departments that respond to a higher number of calls and protect a larger population will receive a higher consideration.

  • Firefighter Health Measures - Applicants whose program includes an entry level physical exam that meets NFPA 1582 and show a commitment to have their firefighters receive immunizations will receive a higher score.

  • Training - Applicants whose program will ensure that new recruited firefighters meet the minimum fire and EMS certification requirements of the state or locality within 24 months of joining will receive a higher consideration.

  • Regional Requests - Applications that have a regional impact will receive a higher score than applications that benefit only one department.

In the past some volunteer departments have stayed away from this grant program and its application process because they didn't understand this particular grant program, its priorities and the possible benefits that could be derived by their department and its members. It is hoped that providing more information about this particular grant program will encourage even more applicants to apply for this grant program.

For an application form just clck here

and to find out more about this grant program just clck here.

Foundation Donates More

Than $400,000 Dollars To

Nonprofits that Provide Basic-need Services!

So far this year this same foundation has distributed more than $2 million dollars in grant funding to non-profit organizations. The grants went to organizations that focus on providing services in the areas of hunger prevention, self-sufficiency, health care, and education to children and families in need. According to a spokesperson, the organization "is proud to continue supporting some of the best organizations in our communities who focus on social services. We are especially happy to give back during the holiday season to assist the nonprofits with their increased demand for donations."

Here is a partial list of non profit organizations that have received grant funding from this foundation:

  • a community soup kitchen received $5,000 to support a portion of the general operating costs of the soup kitchen, which is expected to serve more than 70,000 meals in 2009.

  • a shelter received $10,000 to stock their chest freezers and storage pantry with non-perishables and frozen meats. During 2008, they served 191,594 soup kitchen meals and 179,493 food pantry meals to “homeless and working poor men, women and families throughout the state.

  • a food bank received $15,000 to leverage their bulk buying power to purchase nutritious food such as rice, beans, peanut butter, tuna and beef stew. This food bank food bank distributes food to 800 member agencies serving approximately 146,653 individuals per year.

  • a local battered women's organization received $10,000 for food and household items as well as apartment refurbishment upon a client’s departure from the shelter which is the organization’s transitional living program for abused women.

  • a children's foundation received $20,000 to fund medical supplies for their homeless program which provides medical care to homeless children.

Monday, December 14, 2009

Grant Program For Community Art Organizations

Applications are being acepted for local community art programs.

Applications are now being accepted for organizations wishing to apply!

The deadline for receipt of the applications is Monday, December 21, 2009!

The funds allocated in the grant are intended to encourage arts participation across the local area. Supported arts disciplines include

  • dance

  • theater

  • visual arts

  • music

  • film/media arts

  • literary arts

  • folk/heritage/traditional

  • multi-disciplinary arts programming

Individual grants average $100-$900.

Programs must take place between January 1, 2010 and June 30, 2010.

Applications are evaluated on the following criteria: artistic merit, organizational effectiveness, and service to the community. Organizations receiving funds must be located or producing programs within the local specified area and be incorporated as a not-for-profit organization or be in the process of obtaining 501(c) (3) certification.

To obtain an application you can visit the office's location during normal business hours. For more information you can also contact them by phone.

Please be advised that this is a direct phone number and not a toll-free phone number.

Grants For Small Businesses


It was announced last month that a new grant program for small businesses would spend $500 million dollars to help small businesses as part of a program offering education, mentoring and access to capital to over 5,000 small businesses! The effort also involves billionaire investor Warren Buffet, community colleges and other organizations.

Although this is not a free government grant program, it is a grant program for small businesses that is being offered by an organization outside of the government.

The purpose of the grant program for small businesses is to invest $50 million for grants and $250 million in loan programs for small business. This same grant program for small businesses will also provide $200 million in grants to community colleges and universities, which will use the funds for scholarships to small-business owners.

Thursday, December 10, 2009

Grants For School Athletes?

Grants? Are there any for college students?

Of course the answer is yes!

A lot of students are looking for ways to make money in order to pay their way through school. They see a lot of ads for "how to make free money but they should know that there are legitimate ways to be able to pay for their college expenses.

It is possible that a student-athlete may be eligible to receive grant funding in order to pay his way through school. This grant funding can include ALL or part of the educational expenses associated with tuition, fees, room, board, and required course-related books.

These kinds of grants awarded for one year or less and may not be canceled during the award period unless one of the exceptions applies.

For example there is one state university that offers athletic scholarships in 26 sports for students that qualify.

The head coach of each sport may request a full scholarship that covers tuition and fees, room and board, and books. Partial scholarships cover a portion of one or more of these expenses. All scholarships are awarded for a period of one year. The school may choose to award an athletic student a scholarship for summer school, but the school is not obligated to do so. The policies and procedures about this kind of funding can be found by clicking here. Students who are seeking grants and scholarships for college are encouraged to contact the financial aid office of their school when they are looking for grants for college.

Did you know that some college scholarship can be renewed? Notification of renewals can be sent to scholarship recipients themselves prior to the academic year in which it is to be effective. Information concerning the signing of renewal scholarships can be provided by the school at certain events.

Your school's financial aid office may offer a variety of grant, work, and loan programs to give financial options to all families, no matter what their need or resources. Students should file for a free application for student aid. This FREE application is used nationwide to determine aid eligibility by collecting income, asset, and demographic data about the student and family. To find out more about the types of financial aid available visit the financial aid office's website. If you are unable to file the online student aid application then you may obtain a paper application from your high school or college, and mail it to the federal government’s web site. However filing your student aid application online is faster and more accurate!

Four to six weeks after you submit your student aid application, you should receive a report. This report will list all the information you reported on your student aid application. Possible errors will be bold in print. Students should review their entire student aid application carefully to make sure that all information that they have provided is accurate! If corrections are needed then you should follow the instructions on the student aid application form.

At the time that you get your student aid report the same information will be released electronically. This information is used to determine your eligibility for a variety of financial aid programs.

Additional college scholarships can be found by using a free search service that is provided online for FREE! Two scholarship searches that are recommended can be found by clicking here. After entering information about your background, educational goals, and interests, you will be given a list of organizations that offer scholarships for which you may be eligible. Remember that search services provide only a preliminary match. You must complete any applications and other requirements, and meet specific deadlines in order to be considered.

The Announcement of a fund for special assistance!

A special fund has been established for student-athletes who may need financial assistance where there are needs of an emergency of an essential nature for which financial assistance is not already yet available. Eligible athletic students (except non-qualifiers in their initial year of residence), athletic students who have demonstrated financial need or a foreign athletic student who has been certified and has demonstrated as having financial need are eligible to apply for these funds. These funds can be used for:

  • Cost of clothing and other essential expenses up to $500 per year

  • Cost of expendable academic course supplies (e.g. notebooks and pens)

  • Medical and dental costs not covered by another insurance program

  • Costs associated with the athletic student or an athletic student's family emergencies

To apply for this special assistance funding program or for additional information you can contact your school's financial aid office.

Are There REALLY

Grant Programs

That Help To

Pay Off Debts?

According to an online website it seems that our government has put in place billions of dollars in government grants to help people. The goal of these grant programs is to help pay for those who have a lot of debt. These grant programs are open to ANY American citizen from 18 years old and above who is in serious financial need!

It has been reported that the President and Congress has already authorized the federal and state governments to channel billions of dollars to these grants at the soonest possible time! There are numerous kinds of grants and with careful research and documentation you will be able to find one that suits your individual needs and situation. Applying for grants is not the easiest thing but the requirements and documents needed are necessary for fair chances to all as well as to better assess your needs.

These kinds of grant programs are given by both the federal and state levels of our government to help people who are having trouble paying back their debt. These kinds of grant programs are not used often because many people are not aware that they exist and think they are not eligible for them.

There are also specific government debt relief grants where the money can be used to take care of debt for specific situations, such as student loans, business debt, and medical bills. For example, many small business owners accumulate debt when they start up a business and have trouble paying that debt off.

Now you would probably ask why such a grant program would exist.

When people are having trouble paying off their debt it creates a situation of decreasing expenditures for the individual. This will, in turn, lessen the demand for other goods and services that can be purchased because people do not have the extra money to buy these things. By not spending money it affects the economy in the country or state, which will then suffer because money is not being pumped into the economy. Because of this it is important that people have enough money to spend so that the economy can do well. These government grant programs were created to ensure that the economy does not suffer by giving money to people to pay off their debt so they can spend money on other goods and services.

These government grant programs are available for people that are able to prove that they cannot pay their debt off. If you are applying for for one of these government grant programs then you must be able to prove this fact. The social service of the government will look over your application as well as your financial standing, the amount of debts you have incurred, and what position you are in to pay back the debt. All of these aspects are taken into consideration before you will be given a grant.

Interesting fact! - It seems that one of them main reasons why our government has this kind of government grant program is to keep people from filing for bankruptcy.

But how does one get these types of government grants?????

You can search for these types of government grant programs by going to the governments official website. You can also look for these kinds of grant programs by going to your own state's website as well.

You also have to be very careful to take advantage of the government grant programs where you do not have to pay the money back!

People are frequently surprised when they discover that there are government grant programs that exist that can be used for paying off a variety of debts. There are grant programs that exist that can be used for:

  • paying off one’s mortgage

  • utility bills

  • tuition fees

  • medical bills

  • legal fees

  • car loans

  • home improvements

What about credit card debt?

According to an online website people can apply for government grant programs to pay off their credit card debt. This type of government grant program can help to pay off a person's credit card debt by helping to minimize the accruing interest and fees of the credit card debt and help repair the damaged credit of a person over time.