Wednesday, May 6, 2009

Does Your Home Have Flood Damage?

Then here is some information that you should know.

If you own a house in an area where federal assistance has been approved you may want to contact FEMA to see if you can qualify for grants to help repair the damage in your home.

You will need to provide specific information such as addresses, insurance policies, bank account numbers, phone numbers and Social Security numbers. Have this information ready when you contact FEMA. You can visit their website and register online or you can call their toll-free 1-800 number as well. Their phone lines are open from 6am - to midnight. If you apply by phone, an intake officer will interview you. That will take about 20 minutes.

After registering, FEMA inspectors should come to your property within about a week. You don’t have to wait to start repairs, but document any work done and make sure it’s properly permitted. Take photos and keep receipts.

Keep in mind that while FEMA can grant as much as $30,300 for repair work, the average covered is less – $6,000 to $7,000. Grants will just pay for what’s needed to make a building safe and livable. Also, if insurance covers it, FEMA won’t. Money for repairs should arrive a week or so after inspection.

There may be other grant programs that one may also be eligible for including grant money to replace personal property, clothing, vehicles and medical needs.

Grant Programs For Minorities!

Here is an excerpt from another online site:

There are a multitude of grants for minorities to start a business or a non-profit organization. These grants for minorities are funded by the federal government as the government realizes that it had can be hard to get ahead in life, especially if you are a minority. Minority groups are not often given the chances required to make the most of their talents and skills, until now, when hundreds of thousands of dollars are available in grants for minorities.

Do you have a great business idea but are unable to come with the capitol required to build the business? Perhaps you are part of a minority group that can make a difference in the community. There are grants available to start a business and even a non-for-profit organization to better the community.

Taking the time to craft the grant letter and the business plan that is associated with the grant application can make all the difference in the approval. The grant committee is seeking business ideas and non-for-profit organizations that can make a substantial income for the grant applicant and allowing the individual to create an organization that can increase the viability of a community.

There is one major benefit to grants for minorities. There are multiple grants for minorities available and very few minority groups that apply for the grants. Therefore, the chances of being approved for the grant that is being applied for is significantly improved with a minority grant.

Did you know that some community colleges offer a discount or free college tuition for seniors?

A for-profit business has been awarded a $5 million grant from one state’s funding program which helps the state with economic recruitment and expansion by providing financial assistance through local governments to attract business projects that will stimulate economic activity and create new jobs. Through the use of this Fund, more than 30,000 jobs and $4.5 billion in investment have been created since 2001!

No comments: